FEMA is here to help and may save your day in the early days but be careful for your long term recovery.

What happens to the homeowners that don't pay for the NFIP Flood Insurance required by FEMA?

FEMA NFIP insurance requirement audits are done by state/local governments, not FEMA. Non-compliance may lead to loss of federal assistance, increased risk of home loss, and legal actions. Document all repair spending meticulously.

By Murray Wennerlund published 11-16-2024 updated 11-16-2024
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FEMA Grant Program Continued Temporary Housing Assistance.

FEMA has streamlined the paperwork required to file for 3-month extensions for your temporary housing needs. These 3-month extensions can last for up to 18 months and should be filed 30 days before they end to ensure you do not miss a single month.

By Murray Wennerlund published 11-15-2024 updated 11-15-2024
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Important Changes to FEMA's Individuals and Households Program Assistance and Policy Guide, Version 1.1.

FEMA has made significant amendments to the Individual Assistance Program and Policy Guide IAPPG 1.1 in an effort to assist disaster survivors more effectively compared to historical efforts.

By Murray Wennerlund published 11-12-2024 updated 11-12-2024
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FEMA Applicants may appeal the following, Eligibility, Amount, Cancellation, Rejection, denial of assistance.

Applicants must file their appeal within 60 days after the date that we notify the applicant of the award or denial of assistance. This article provides example appeals in proper FEMA appeals format. If you need one on one from us use the contract form.

By Murray Wennerlund published 10-28-2024 updated 10-28-2024
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FEMA will not build you a new home after a disaster. FEMA never has built homes and never will.

If you were told that FEMA will build you a new home when your home is 100 destroyed by a disaster that person would need to be your state Governor and no less. FEMA assistance is temporary which means up to 18 months of assistance.

By Murray Wennerlund published 6-29-2023 updated 6-29-2023
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How to complete your Manufactured Home Substantial Damage Estimate.

Step 2 is to enter the correct data the first time and with your FEMA NFIP Community Rating System Floodplain Managers in mind. You dont want them to reject your file for missing data. The data is collected and reviewed by the person creating the report.

By Murray Wennerlund published 1-10-2023 updated 1-10-2023
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How to collect the data needed for your Manufactured Home Substantial Damage Estimate report.

You will need information from Flood Insurance Rate Maps, Topographical Maps, Certificates of Elevation, Wind zones, local building codes, property tax information, floodplain managers contact, declared disaster number, disaster assistance ID, DMV title.

By Murray Wennerlund published 1-2-2023 updated 1-3-2023
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FEMA remote inspectors omitted the Substantial Damage Estimate process for Manufactured homes.

Thousands of manufactured home owners were not screened properly during the FEMA application process to determine if their manufactured home was worth repairing or if the home sustained more than 50 percent in damages compared to the homes market value.

By Murray Wennerlund published 12-27-2022 updated 1-3-2023
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FEMA Homeowner and Renter Remote Inspection Interview Questions after a Federal Declared Disaster

When you are questioned by FEMA after a disaster it might be wise to hand the phone to someone that is calm, relaxed, has fresh clothes, has had a warm meal, slept in a good bed and is not suffering traumatic shock from the disaster.

By Murray Wennerlund published 12-20-2022 updated 12-28-2022
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Notice of Maximum Amount of Assistance Under the FEMA Individuals and Households Program October 2022

FEMA increased the maximum amount for Individual and Household Assistance after an emergency or major disaster by 8.3 percent making the total amount for either housing assistance 41,000 and 41,000 for other needs assistance.

By Murray Wennerlund published 12-20-2022 updated 12-20-2022
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