Important Changes to FEMA's Individuals and Households Program Assistance and Policy Guide, Version 1.1.
FEMA has made significant amendments to the Individual Assistance Program and Policy Guide IAPPG 1.1 in an effort to assist disaster survivors more effectively compared to historical efforts.
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By Murray Wennerlund published 11-12-2024 updated 11-12-2024

Individual Assistance Program and Policy Guide (IAPPG 1.1).
This is the greatest reform of Individual Assistance (IA) regulations in 20 years.

New Benefits and Simplified Application Process for disasters declared on or after March 22, 2024:

Flexible Funding (New for 2024):

  • Serious Needs Assistance: Direct funding to survivors for essential items like food, water, baby formula, medication, and emergency supplies.

  • Displacement Assistance: Financial help for immediate housing needs if survivors cannot return home.

Expanded Eligibility (New for 2024):

  • Other Needs Assistance (ONA): You will not be required to apply for an SBA Disaster Loan as a requirement to apply for and to be considered for specific types of assistance your state offers as a shared cost grant to purchase.

  • FEMA’s updates and amendments for ONA does not require your states FEMA Manager to publish a comprehensive list of what assistance is offered to disaster survivors.

  • ONA is primarily designed to assist the uninsured, underinsured, low-moderate income households, special needs and medical needs assistance.

Home Repair Assistance (New for 2024):

  • FEMA inspections will no longer determine if the damage was a direct result of the disaster or pre-existing. Previously, FEMA would omit disaster damage if the inspection determined the damage was due to lack of maintenance or pre-existing from other disasters or other reasons.

Accessibility Improvements (New for 2024):

  • Grant funds to repair, rebuild, build, modify how you access your home.

  • ADA type home improvements not present before the disaster and needed because of an occupant's pre-existing disability or a disability as a result of the disaster.

  • Examples: Ramps, Elevators, Lifts, grab bars, paved walkways and pathways to access the homes entrance.

Self-Employed Assistance (New for 2024 and part of ONA):

  • Support for self-employed individuals to repair or replace disaster-damaged tools and equipment.

Computing Devices Assistance (New for 2024):

  • FEMA Grants to replace personal computers damaged by the disaster. This grant has been expanded to include work and school computers and if additional computers are required for the household you can apply for grants to cover the purchase costs of a computer.

Late Applicant Registration (New for 2024):

  • FEMA no longer requires you to provide documentation that explains the reason why your application was late. This applies to the application process that should be completed within 90 days of the disaster's declaration date.

For more details on these new changes, you can follow the resource links and search the Federal Register, eCFR’s and FEMA. Or you can read more from this website.

As questions are sent in to me, I'll add more specifics to each group so your life recovering from the disaster can be a bit easier. 

Resource Links: