FEMA is here to help and may save your day in the early days but be careful for your long term recovery.

FEMA remote home damage inspection interim policy impacted thousands of Louisiana homeowners negatively.

The true impact of the FEMA Remote Inspection Interim Policy is just coming to light. Emergency managers and state disaster response agencies are still unaware of the total failure with remote inspections that Louisianans were forced into since 2020.

By Murray Wennerlund published 12-19-2022 updated 12-19-2022
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RV and Travel Trailers used as primary residence home do qualify for IHP up to $42,500 from FEMA

Those who live full time in RV and Trailers can and should apply for IA and IHP if your RV or trailer was damaged in a federally declared disaster specifically a flood disaster.

By Murray Wennerlund published 12-16-2022 updated 11-9-2024
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FEMA will reinspect your home if your inspections was conducted by phone or exterior only.

Because of COVID-19 most all FEMA damage assessments completed for storm years 2020, 2021 and 2022 were conducted by phone with the homeowner uploading pictures and describing damage and possibly a FEMA inspection inspecting from the exterior of the home

By Murray Wennerlund published 12-1-2022 updated 12-4-2022
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FEMA returns to In-Home Housing Inspections to determine disaster damage for financial assistance June 2022.

Was your 2020 and 2021 FEMA disaster inspection limited to exterior damage only? Did your state tell you that you do not qualify for other assistance because your FEMA inspection wasnt completed or didnt show 8,000 or more in damages to be classified?

By Murray Wennerlund published 11-28-2022 updated 12-5-2022
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Homeowners should file an appeal with FEMA if no in-home damage inspection was completed by FEMA inspectors.

FEMA is not back to performing in-home inspections of disaster homes. If your FEMA damage determination did not include an inside your home inspection you should schedule a new inspection now in 2022.

By Murray Wennerlund published 11-15-2022 updated 11-15-2022
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Missing your FEMA Home Inspection after a declared disaster that damaged your home?

Disaster survivors from 2020 an beyond may not have had a complete FEMA damage inspection due to FEMA COVID-19 policy. FEMA may have called you for your telephone damage assessment and if you didnt answer your phone you could have documented the damage

By Murray Wennerlund published 11-14-2022 updated 11-15-2022
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Have you seen the new FEMA FLOOD Insurance Rating Structure and Risk Rating 2.0 details?

No matter what side of the fence you are leaning against, its time to review and update the way we look at flood insurance. Its also time we think long term recovery instead of just getting back into your home then wait for the next disaster to happen.

By Murray Wennerlund published 10-13-2022 updated 10-14-2022
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FEMA IHP Notice of Maximum Amount of Assistance Under the Individuals and Households Disaster Program

FEMA has increased the amount of grant funding for all declared disasters after October 1, 2021 to $37,900 for housing assistance and $37,900 for other needs assistance. It is your responsibility to push for the maximum amounts and use the grant wisely.

By Murray Wennerlund published 10-5-2022 updated 10-5-2022
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National Flood Insurance Program: The Current Rating Structure and Risk Rating 2.0 BFE elevation estimates

The National Flood Insurance Program NFIP has been working overtime publishing documents that are clearly indicating your best elevation number will be no less than 3 feet above Base Flood Elevation BFE for the best pricing structure.

By Murray Wennerlund published 10-4-2022 updated 10-4-2022
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FEMA Resource for Substantially damaged homes

FEMA may have inspected your home and determined that the damage was more than 50 percent higher than the market value of your home. At that point FEMA may not offer much in recovery funds but you may actually be qualified to have a new home constructed.

By Murray Wennerlund published 9-29-2022 updated 9-29-2022
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