FEMA is here to help and may save your day in the early days but be careful for your long term recovery.
FEMA is here to help you in the short term recovery processes quickly after a declared disaster. They do not have the knowledge to advise you for your long term recovery other than giving you a simple damage estimate and offering you up to SBA for loans.
Renters, your FEMA assistance is called Individual Assistance or IA. FEMA can and should offer you grants to replace some of the items you have lost. This is not a substitute for renters insurance and this is not going to make you whole again.
By Murray Wennerlund published 2-21-2021 updated 4-25-2021
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