FEMA is here to help and may save your day in the early days but be careful for your long term recovery.

Manufactured Home Owners MHU should avoid the FEMA IHP Home Repairs Grant at all costs

FEMA IHP Grants for Home Repairs on MHU may sound like a good idea at first but when you apply for your HUD CDBG-DR Grant you are going to find the FEMA IHP Grant will count against you and amount to nothing in return toward your rebuilding.

By Writers Pool published 5-30-2018 updated 12-15-2018
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FEMA grants required you to carry flood insurance. Did you get enough to justify the DOB for the next flood.

When FEMA told us we had to continue to carry at least the minimum amount flood insurance or we would have to return any grant awards given by them we agreed. But did we get enough insurance? The minimum is 30,000 in coverage 1/6th replacement cost

By Writers Pool published 5-2-2018 updated 12-15-2018
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Give $30K to a disaster victim that lost everything and they are going replace what is important to them.

They spend it on what they feel is important to get back to normalcy. Everyone from the Governors office to FEMA was preaching for everyone to work on getting back into their homes and to get back to a normal life.

By Writers Pool published 5-1-2018 updated 3-21-2019
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Follow Elevation Standards from HUD not from FEMA or your local zoning unless they exceed HUD standards

Its not to often you will read, Follow HUD standards. Most of us that have been in a disaster know HUD standards are low quality and economical grade. But when it comes to flood elevation requirements they are often the best numbers to use.

By Supervisor published 4-29-2018 updated 3-21-2019
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You recently registered with FEMA for assistance with your disaster losses

You were told that you had to apply for a SBA Loan to be eligible for possible grants from FEMA. They may have mentioned Vehicle Grants, Home Repair Grants or any number of grants that only FEMA offered but you had to apply for a SBA Loan first.

By Writers Pool published 4-19-2018 updated 3-21-2019
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Duplication of Benefits with FEMA IHP Individuals and Households Grant Program

Many homeowners received large amounts of money shortly after the flood. If you login to your FEMA account you may find a letter similar to the one posted here.

By Murray Wennerlund published 4-15-2018 updated 10-31-2022
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How to read FIRM Flood Insurance Rate Maps

Question: Is the unshaded area in the FIRM out of the flood zone?

By Murray Wennerlund published 10-11-2017 updated 3-10-2023
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