FEMA is here to help and may save your day in the early days but be careful for your long term recovery.

FEMA grants required you to carry flood insurance. Did you get enough to justify the DOB for the next flood.

When FEMA told us we had to continue to carry at least the minimum amount flood insurance or we would have to return any grant awards given by them we agreed. But did we get enough insurance? The minimum is 30,000 in coverage 1/6th replacement cost

By Writers Pool published 5-2-2018 updated 12-15-2018
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Manufactured Home Owners MHU should avoid the FEMA IHP Home Repairs Grant at all costs

FEMA IHP Grants for Home Repairs on MHU may sound like a good idea at first but when you apply for your HUD CDBG-DR Grant you are going to find the FEMA IHP Grant will count against you and amount to nothing in return toward your rebuilding.

By Writers Pool published 5-30-2018 updated 12-15-2018
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Not all Federal Grant Dollars that are classified a Duplication of Benefits counts against you.

If you have had any experience with a natural disaster you know the term "Duplication of Benefits". But do you know they are not always the same when it comes time to tally up the grant money and assign it to your recovery project?

By Supervisor published 5-31-2018 updated 12-15-2018
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What to expect when you register with FEMA after your disaster from a homeowners point of view.

FEMA has some great media information, but like all glossy handouts, its missing the actual end user experiences and feedback. We never find customer complaints and it's always missing information they just seem to not share with disaster victims.

By Murray Wennerlund published 9-20-2018 updated 9-7-2020
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FEMA describes the Waiver of Duplication of Benefits under the Disaster Recovery Reform Act

In 2019 the Robert T. Stafford Disaster Relief and Emergency Assistance Act was amended adding Section 312b. Each executive branch agency affected by Section 312b published their individual interpretation, guidance and implementation plans.

By Murray Wennerlund published 8-4-2022 updated 8-12-2022
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