FEMA is here to help and may save your day in the early days but be careful for your long term recovery.

Appeal FEMA inspector verified loss determination. You need $8,000 in damages to qualify for HUD CBDG-DR Grant

Appeal FEMA using these two sample pages and documents to write your appeal to FEMA and your states CDBG-DR for those that have not been allowed into the program because of the FVL FEMA Verified Loss being below 8,000 or 12" of water.

By Murray Wennerlund published 9-16-2018 updated 12-5-2022
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What to expect when you register with FEMA after your disaster from a homeowners point of view.

FEMA has some great media information, but like all glossy handouts, its missing the actual end user experiences and feedback. We never find customer complaints and it's always missing information they just seem to not share with disaster victims.

By Murray Wennerlund published 9-20-2018 updated 9-7-2020
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Road Traveled How to work the National Flood Insurance Program to REDUCE Homeowner Recovery DEBT.

This is a series of posts that Ill be sharing designed to maximize your recovery by careful planning and knowing what to do and when to do it.

By Murray Wennerlund published 5-9-2019 updated 1-15-2022
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FEMA Applicants may appeal the following, Eligibility, Amount, Cancellation, Rejection, denial of assistance.

Applicants must file their appeal within 60 days after the date that we notify the applicant of the award or denial of assistance. This article provides example appeals in proper FEMA appeals format. If you need one on one from us use the contract form.

By Murray Wennerlund published 10-28-2024 updated 10-28-2024
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Homeowners should file an appeal with FEMA if no in-home damage inspection was completed by FEMA inspectors.

FEMA is not back to performing in-home inspections of disaster homes. If your FEMA damage determination did not include an inside your home inspection you should schedule a new inspection now in 2022.

By Murray Wennerlund published 11-15-2022 updated 11-15-2022
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FEMA Remote Home Inspections after Hurricane Laura August 22, 2020 Homeowners DIY Verified Loss assessments.

COVID-19 protections allow FEMA to conduct remote inspections from August 22, 2020 on. This will now require the homeowners and property owners to collect all the damage assessment information. Do homeowners have FEMA Verified Loss training? Not yet, but.

By Murray Wennerlund published 1-12-2021 updated 1-12-2021
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Livingston Parish RE: Notification of Substantial Damage and NFIP Non-Compliance

FEMA Substantial Damage notice dated April 19, 2021 and sent by the Livingston Parish LOHSEP to homeowners. It is estimated that more than 3,800 homeowners have been requested to follow the FEMA mitigation policies that should have been processed in 2016

By Murray Wennerlund published 4-23-2021 updated 12-31-2021
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How to Appeal FEMA Determinations for Louisiana Hurricane Laura (DR-4559-LA)

I have covered Verified Loss as well as eligibility determinations by FEMA. Now I will cover the appeals process posted by FEMA for other disasters such as Hurricane Laura DR-4559 8-28-2020.

By Murray Wennerlund published 9-7-2020 updated 9-7-2020
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FEMA Appeal Process Information the additional information found within your application.

The appeal process I posted years ago is still valid. I am adding this additional information after Hurricane Ida in 2021 which is located online in your application to FEMA. Look to my other resource for a sample of the appeals letter.

By Murray Wennerlund published 9-20-2021 updated 4-16-2022
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How to Appeal Substantial Damage assessments conducted by FEMA or your municipality.

Substantial Damage determinations at times can cause additional disaster debt burden beyond what the homeowner can financially manage. When we need to contest or appeal the substantial damage report we need to follow federal and your municipality policy.

By Murray Wennerlund published 4-24-2021 updated 8-25-2022
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