FEMA is here to help and may save your day in the early days but be careful for your long term recovery.

You recently registered with FEMA for assistance with your disaster losses

You were told that you had to apply for a SBA Loan to be eligible for possible grants from FEMA. They may have mentioned Vehicle Grants, Home Repair Grants or any number of grants that only FEMA offered but you had to apply for a SBA Loan first.

By Writers Pool published 4-19-2018 updated 3-21-2019
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Just tell FEMA No Thanks when they refer you to the SBA Disaster Loan Program. 80 Percent AMI or lower? Say NO

After a Disaster you must identify what your AMI is before you file with FEMA. This was learned from experience and from policies in place by states with declared disaster.

By Contributor published 8-9-2018 updated 8-13-2018
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FEMA Homeowner and Renter Remote Inspection Interview Questions after a Federal Declared Disaster

When you are questioned by FEMA after a disaster it might be wise to hand the phone to someone that is calm, relaxed, has fresh clothes, has had a warm meal, slept in a good bed and is not suffering traumatic shock from the disaster.

By Murray Wennerlund published 12-20-2022 updated 12-28-2022
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How to Appeal FEMA Determinations for Louisiana Hurricane Laura (DR-4559-LA)

I have covered Verified Loss as well as eligibility determinations by FEMA. Now I will cover the appeals process posted by FEMA for other disasters such as Hurricane Laura DR-4559 8-28-2020.

By Murray Wennerlund published 9-7-2020 updated 9-7-2020
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Renters Can Apply for FEMA Assistance

Renters, your FEMA assistance is called Individual Assistance or IA. FEMA can and should offer you grants to replace some of the items you have lost. This is not a substitute for renters insurance and this is not going to make you whole again.

By Murray Wennerlund published 2-21-2021 updated 4-25-2021
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