FEMA is here to help and may save your day in the early days but be careful for your long term recovery.

Follow Elevation Standards from HUD not from FEMA or your local zoning unless they exceed HUD standards

Its not to often you will read, Follow HUD standards. Most of us that have been in a disaster know HUD standards are low quality and economical grade. But when it comes to flood elevation requirements they are often the best numbers to use.

By Supervisor published 4-29-2018 updated 3-21-2019
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FEMA Resource for Substantially damaged homes

FEMA may have inspected your home and determined that the damage was more than 50 percent higher than the market value of your home. At that point FEMA may not offer much in recovery funds but you may actually be qualified to have a new home constructed.

By Murray Wennerlund published 9-29-2022 updated 9-29-2022
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What is FEMA Public Assistance (PA) and what is a PA Category?

What do you need to follow when your disaster area is setup with federal taxpayer dollars for Public Assistance? You need to watch what is on your governments agenda for spending to make sure the PA funds go to more services for the citizens.

By Contributor published 9-7-2020 updated 9-7-2020
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FEMA remote inspectors omitted the Substantial Damage Estimate process for Manufactured homes.

Thousands of manufactured home owners were not screened properly during the FEMA application process to determine if their manufactured home was worth repairing or if the home sustained more than 50 percent in damages compared to the homes market value.

By Murray Wennerlund published 12-27-2022 updated 1-3-2023
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How to collect the data needed for your Manufactured Home Substantial Damage Estimate report.

You will need information from Flood Insurance Rate Maps, Topographical Maps, Certificates of Elevation, Wind zones, local building codes, property tax information, floodplain managers contact, declared disaster number, disaster assistance ID, DMV title.

By Murray Wennerlund published 1-2-2023 updated 1-3-2023
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How to complete your Manufactured Home Substantial Damage Estimate.

Step 2 is to enter the correct data the first time and with your FEMA NFIP Community Rating System Floodplain Managers in mind. You dont want them to reject your file for missing data. The data is collected and reviewed by the person creating the report.

By Murray Wennerlund published 1-10-2023 updated 1-10-2023
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Livingston Parish RE: Notification of Substantial Damage and NFIP Non-Compliance

FEMA Substantial Damage notice dated April 19, 2021 and sent by the Livingston Parish LOHSEP to homeowners. It is estimated that more than 3,800 homeowners have been requested to follow the FEMA mitigation policies that should have been processed in 2016

By Murray Wennerlund published 4-23-2021 updated 12-31-2021
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How to Appeal Substantial Damage assessments conducted by FEMA or your municipality.

Substantial Damage determinations at times can cause additional disaster debt burden beyond what the homeowner can financially manage. When we need to contest or appeal the substantial damage report we need to follow federal and your municipality policy.

By Murray Wennerlund published 4-24-2021 updated 8-25-2022
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Get your FEMA Verified Loss damage assessment FEMA-4559-DR, Louisiana Disaster Declaration as of 11/20/2020

Today, November 29, 2020 and what you do this coming week will change how your disaster recovery unfolds. Those that know the state of Louisiana OCD-DRU are working the numbers while others are going to be penalized as with every disaster in state.

By Murray Wennerlund published 11-29-2020 updated 11-29-2020
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What you will find on your substantial damage letter generated by FEMA Substantial Damage Estimator software

A detailed look at what you will find on your FEMA Substantial Damage Estimator SDE output. For more details about each section I recommend that you read the SDE 3.0 User Manual and Field Workbook published by FEMA for the SDE software.

By Murray Wennerlund published 5-2-2021 updated 5-2-2021
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