Restore Louisiana Homeowners SBA DOB payoff Hardship application highlights

Restore Louisiana Hurricane Ida processing grinds to a stop over Environmental Reviews not being processed.

Your Environmental Impact and Review Report has to be completed before your state can calculate your HUD CDBG-DR grant. Who is responsible for Environmental Review and Impact Reports for Hurricane Ida households and why are they delayed by months?

By Murray Wennerlund published 3-29-2023 updated 3-29-2023
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Forced Mortgage Payoffs Wells Fargo Home Mortgages.

Did Wells Fargo Home Mortgage apply your NFIP Flood Insurance or Disaster Insurance toward your mortgages unpaid balance?

By Murray Wennerlund published 11-3-2022 updated 11-3-2022
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Restore LA OCD-DRU Official Elevation Allowance Calculator for approved elevation reimbursement

Disaster victims that were forced to demolish their homes and elevate above Base Flood Elevation plus 2 feet were sent a Restore LA OCD-DRU Solution 2 Reconstruction and Elevation Allowance calculator.

By Murray Wennerlund published 11-1-2022 updated 11-1-2022
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Restore Louisiana Interior and exterior 504/ADA accommodations, you must plan ahead to receive them.

After the 2016 floods many households that required ADA accommodations found themselves being denied by case managers of the Restore Louisiana Homeowners Program because of documentation. The state after 6 years seems to have fixed the bureaucracy a bit.

By Murray Wennerlund published 10-21-2022 updated 10-21-2022
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Rental assistance is available to those facing financial hardship due to a declared disaster

During disasters you may find yourself in financial hardship due to the loss of income during the disaster period or you are paying for secondary housing while your primary location is being repaired.

By Murray Wennerlund published 10-5-2022 updated 10-5-2022
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Disaster Unemployment Assistance (DUA) for Independent Contractors, Self-Employed and others

If you are unable to work after your area was impacted by a federally declared major or severe disaster you are most likely eligible for unemployment compensation even if you havent paid for unemployment compensation while self employed.

By Murray Wennerlund published 10-4-2022 updated 10-4-2022
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Louisiana Department of Insurance. After the Storm, Additional Living Expenses.

Most homeowners policies will pay additional expenses ALE you have if you cant stay in your home because of damage from a covered disaster.

By Murray Wennerlund published 9-30-2022 updated 9-30-2022
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Restore Louisiana Homeowner Program OCD-DRU Grant Recapture Procedures

The State of Louisiana has been perfecting recapture processes since Hurricane Katrina. Recaptured funds from homeowners means more to the state coffers and more disaster debt to homeowners. Learn the signs you are at risk of recapture before it happens.

By Murray Wennerlund published 9-25-2022 updated 9-29-2022
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Ineligible Due to Non-Responsiveness and Ineligible Due to Failure to Provide Required Documentation

HUD CDBG-DR Grants for Disaster Recovery You have the right to appeal. Your state will list how many days you have to respond to any communications.

By Murray Wennerlund published 8-14-2022 updated 8-14-2022
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Does the Restore Louisiana OCD-DRU HUD Grant program offer a Scheduled Draw payment?

HUD CDBG-DR Grants designed to be distributed as a drawdown to funds allocated for rebuilding are now only used to reimburse expenses of finished repairs. This is to reduce 0.4 fraudulent use of grant funds by creating income segregation.

By Murray Wennerlund published 8-14-2022 updated 9-25-2022
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