GAO-19-232 Disaster Victims not inspected by HUD for damages when applicants where denied by SBA

Published 5-14-2019 search group

GAO-19-232 2017 CDBG-DR Grants Page 22:
"Including SBA applicants that were denied assistance."

"Florida and Puerto Rico included SBA applicants whose units were not inspected because they were denied disaster loans, although the extent to which these units sustained damages was unknown. Florida estimated approximately $1.8 billion and Puerto Rico approximately $1.5 billion in housing needs for these SBA applicants. Florida and Puerto Rico officials told us that they included these applicants because being denied did not necessarily mean that these applicants did not experience losses. For example, SBA applicants can be denied loan assistance based on their inability to repay, despite potentially having unmet needs. Similarly, HUD officials explained that they consider applications that SBA has denied as a potential indicator of unmet needs."

For those of you in Florida, Puerto Rico or any other state or commonwealth that were denied by the SBA and not inspected you will have the right to have HUD CDBG-DR inspect your home and provide you with a damage assessment. 

You also are nearly 100% qualified for a Hardship waiver because you have been "Denied" or "Declined" by the SBA and under the HUD Guidance of Nov. 16, 2011 that identifies you has an automatic hardship. 

You will be provided HUD CDBG-DR grants after you report to your state grantee that you were declined by the SBA. Your state may not offer this information. The Datafeed the states subscribe to will not always provide data related to Declined loans and Cancellation codes related to agency declined loans. 

Research Resources:

Thank you for reading. Use the message form below to send your Comment, Suggestion, Feedback, Opinion and Content Request.

No inspection from FEMA? Registered and reported Minor Damage but able to live in my home? Only Remote Telephone Inspection? Home Repair Funds less than actual repairs?

#454 published 12-27-2022 updated 3-4-2023 1 min. 9 seconds read, search group Inspection.

Continue Reading


If your manufactured home was damaged or developed unhealthy living conditions after a declared disaster due to the disaster can I receive a grant to replace my mobile home?

#443 published 1-23-2023 updated 3-4-2023 1 min. 26 seconds read, search group Manufactured Home.

Continue Reading


Restore Louisiana Homeowner Assistance Program will provide assistance to homeowners who need to demolish and reconstruct their disaster damaged home.

#449 published 1-14-2023 26 seconds read, search group Damage.

Continue Reading


How to use our Research Based Learning pages to better understand a subject, to collect the missing pieces of the puzzle, to start a research project or to close out your research project. Resources published here are parts or segments of..

#1 published 12-30-2018 updated 12-12-2020 1 min. 55 seconds read, search group HowToResearch.

Continue Reading


INTERNSHIP OPPORTUNITY: NON-PAID OVERWORKED NONPARTISAN

#241 published 4-23-2020 1 min. 9 seconds read, search group PSA.

Continue Reading


SBA Updates data processed from research between 11-2019 and 12-2019

#183 published 1-18-2020 3 min. 25 seconds read, search group SBALoans.

Continue Reading


CDBG DR Award calculation letter determination on the eligibility of your grant.

#182 published 12-26-2019 2 min. 42 seconds read, search group GrantAwardLetter.

Continue Reading


State of Louisiana Restore LA Program managed by the OCD-DRU says it will not pay interest on SBA loans.

#181 published 12-15-2019 2 min. 40 seconds read, search group HUDGuidance.

Continue Reading


Understanding your SBA Phase and following the HUD disbursements of funds to pay off or pay down your SBA loan

#180 published 12-10-2019 3 min. 34 seconds read, search group SBA.

Continue Reading


Questions for Congressman Graves Live Facebook event 12-5-2019

#179 published 12-5-2019 4 min. 24 seconds read, search group Transparency.

Continue Reading