No inspection from FEMA? Registered and reported Minor Damage but able to live in my home? Only Remote Telephone Inspection? Home Repair Funds less than actual repairs?

Published 12-27-2022 updated 3-4-2023 search group Inspection

I registered with FEMA and reported by answering question 34. "Minor Damage but able to live in my home" with a checkmark.

I had more than $8,000 in damages and FEMA only sent $500.
My state says they will only take FEMA damage reports and will not consider my damage estimates for Hurricane Ida.

I have appealed twice with FEMA and they did two remote inspections only. They didn't ask for anything more than pictures and a video call with me showing the damages.

If any of these issues happened to you for any declared storm in 2020 and 2021 leaving you with out of pocket repair expenses and you have registered with FEMA and with the Louisiana Restore Homeowners Program please contact me to join a list of homeowners not inspected correctly by FEMA.

If you are still not able to live in your home make sure you ask your municipality for your Substantially Damage Estimate Report (SDE Report) it will be on file with your city or parish planning and zoning. If they do not know what you are talking about please send me contact information so I can call them and train them on FEMA disaster recovery processes and the SDE assessment software they all should have on at least one computer.

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Federal Disaster Assistance

When you are navigating the federal disaster assistance agencies your first stop should be to the TruckAndTools.Com Disaster Resources. Every disaster agency uses the same process but not every disaster agency follows strict policy and guidance. Don't go into your disaster recovery with blind trust of your federal and state agencies that are leading the push to get you sheltered and out of the program.

FEMA Individual and Households Program IHP Grants explained Part 1 of 2

By Murray Wennerlund 10-30-2024

FEMA may have awarded you up to 42,500 in Individual and Households grants called IHP and they may have listed that this grant is for Home Repairs. Your letter will say home repairs and you might think everything in your home is repairable, right?

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RV and Travel Trailers used as primary residence home do qualify for IHP up to $42,500 from FEMA

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Those who live full time in RV and Trailers can and should apply for IA and IHP if your RV or trailer was damaged in a federally declared disaster specifically a flood disaster.