Research Topics created from questions asked related to disaster recovery.

Public Questions and topics asked and answered that related to declared disaster recovery. We use raw research data to provide fact checking material which is available to members.

Homeowners may find that lenders will use insurance, which was originally thought to be for rebuilding, to pay off their mortgage instead. It's not personal; it's a way for lenders to protect their money by controlling risk.

#436 published 1-21-2025 1 min. 28 seconds read, search group Mortgage.

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FEMA inspected owner-occupied units are categorized by HUD into one of five categories. HUD may only accept Major to Severe in their CDBG-DR Grant program.

#438 published 12-1-2024 1 min. 14 seconds read, search group IHP.

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Why is my mortgage company holding back my disaster insurance claim payout money?

By Murray Wennerlund

If your insurance company issued a two-party check for hurricane damage repairs and your mortgage handler is holding the money from you it is likely they need you to provide them with your recovery and repair plan before they will disperse the funds.

The 6-month CDBG-DR Grant Process timer for your state started on 1-21-2025.

By Murray Wennerlund

Stay informed and become your own advocate for disaster damage not covered by insurance and other means. Unused disaster funds from 2023 will be applied to 2024. However, for most of you in 2023, your program is not over and you should be very active.

Fire, smoke blocking and air sealing between floors in a home.

By Murray Wennerlund

When a duct passes through a second-story floor, across an 18-inch space, and vents into a drywall ceiling below, there are a few critical steps to follow to ensure proper sealing, fireblocking, and structural integrity.